| Houses are Free Achieving the American Dream |
| By Karl Hlavac with Jim Hlavac |
| The best book on real estate and achieving the American dream ever written. Available In April 2009 at Amazon.com and all major book sellers. |

| Table of Contents Acknowledgments Introduction 1. Keep This In Mind 2. Questions You Should Ask Yourself 3. My First House 4. What's a Closing? 5. Legal Terms 6. Types of Ownership 7. The Brooklyn Disaster 8. Fear of Failure 9. Common Misconceptions 10. Forest Avenue 11. Mortgages 12. Types of Mortgages 13. Elmwood Road 14. Poverty & Wealth 15. My Son's View of Savings 16. My Son's House Odyssey 17. Social Security and Pension Plans 18. Time Management 19. Udall Street 20. Plan Ahead 21. Taking Charge of Your Life 22. Bellmore Street 23. Money is the Game of Life 24. Quick Starting 25. Heisser Lane 26. What to Look For in an Ad 27. Buying that House 28. Rhode Island Ave 29. Time Line 30. Doing the Work 31. Manatuck Blvd 32. Renting out the House 33. Rental Terms 34. Boca Rio 35. Real Life Monopoly 36. Doom and Gloom 37. SW 18th Court 38. That Dream House 39. Going Green 40. SW 20th Street 41. Other People's Money 42. Types of Insurance 43. Boca Entrada 44. A Little House Math 45. How Much is Your House Worth? 46. Forest Hills Lane 47. Learning about Money 48. How Did I Keep Track of it All 49. Gettysburg Road 50. Types of Investments 51. Investment Strategies 52. My North Florida Houses 53. Tax Benefits of Owning Real Estate 54. Teaching My Daughter 55. Buying A Condo Conclusion: Woulda Coulda Shoulda |